Loan Salary Calculator

Find out how much salary you need to qualify for a loan in India.

Loan details

Loan amount

₹

Your age

yrs

Loan term max age at end: 65

yrs

Annual interest rate

Your financial situation

Existing monthly EMIs

₹

Your existing EMIs use of a typical lender's limit

Results

Min. monthly salary

—

Gross income needed

Min. annual salary

—

Per year, gross

New loan EMI

—

Monthly repayment

Total interest paid

—

Over the full term

New loan EMI—

Total monthly obligations—

Total obligations as share of salary —

0% — of your income 100%

Uses the standard EMI formula (P × r × (1+r)^n / ((1+r)^n − 1)). Loan term is capped so you are no older than 65 at the end of the loan. Salary is calculated using a 50% EMI-to-income limit, in line with most Indian lenders. Indicative only — not financial advice.